Our Team
Rob Higgins AIF® - Series 6, 7, 26, 63, 66 Securities Registered; Life, Health and Long-term Care Insurance Licensed
Rob began working in the financial services industry in 1993. He developed a niche working with small businesses in 2004 and developed extensive experience working with group benefit plans both qualified and non-qualified, including 401(k), 401(a), 403(b), Defined Benefit (Pension), SEP, SIMPLE, 412(i), 419(e), Rabbi Trust / Deferred Compensation, Executive Bonus, Split Dollar and others. An Accredited Investment Fiduciary (AIF®), Rob is knowledgeable and experienced in the implementation of start-up plans, the ongoing service and support of those plans, and the complex fiduciary responsibilities of maintaining a successful plan. He works with companies throughout the country, providing service, guidance and education.
Rob also provides wealth management, comprehensive financial planning, investment management and insurance strategies for plan sponsors, executives, business owners and their employees, and select families and individuals.
Rob is a member of the Lake Norman Chamber of Commerce, and an alum of the chamber's Leadership Program. He became involved in the Lake Norman Rotary Club in 2012 where he organized and led several youth outreach programs including the Interact and EarlyAct service clubs (Junior Rotary) at Hough High School, Bailey Middle and Huntersville Elementary, promoting "service above self". Rob served for three years on the Town of Huntersville's Greenway, Trails and Bikeway Commission and is a co-author of the current Greenway Master Plan for the town of Huntersville. Rob was a two-sport collegiate athlete (Football & Lacrosse - Hobart College). He has also competed in numerous endurance events including several Ironman races. Rob lives in Cornelius with his wife Kelly and their girls Cecily, Phoebe and Riley. He is a member and a past Executive Committee member of the Charlotte chapter of American Mensa. He is involved in several ministries at St. Mark Catholic Church and often plays drums and percussion in the worship band. Rob is a licenced pilot and also holds a USCG 50 Ton Master Captain license. He enjoys sailing competitively, flying, coaching HS lacrosse, hunting, fly fishing in the NC mountains and spending time with his family.
Bobby Bogia - Series 7, 66 Securities Registered; Life & Health Insurance Licensed
Bobby began his career in corporate finance with Wells Fargo. After gaining experience servicing corporate clients, he made a move to Wilmington Trust, where he gained priceless experience as a relationship associate for high-net-worth families and individuals. His responsibilities included estate and wealth management, providing fiduciary services, and working with a team of investment advisors, estate planners, attorneys and CPA's for each trust account. In 2017 he joined Principal® Financial Network as a financial advisor, leveraging his skills and knowledge to provide clients with a holistic and comprehensive approach to wealth management. Bobby was introduced to Rob through another advisor at Principal® and they began doing joint work together. Within a few months, Bobby was formally invited to join Fulcrum Capital Partners and has become an invaluable asset. His role has continued to expand, and he was made a Partner in 2022. He continues to work with families and individuals, while rapidly gaining experience working with corporate qualified plans and business accounts. His background provides him with depth and range in numerous areas that are valuable to high-level financial planning for both businesses and individuals. Being a part of the millennial / Nextgen market, helps give him perspective on the challenges they face. He is adept helping millennial clients prioritize steps to begin accumulating and protecting wealth, while helping navigate the challenges of college debt reduction, first-time home-buying, etc.
Bobby has a bachelor's degree in Accounting and Finance from the University of Delaware, where he played club lacrosse. U of D is also where met his wife, Rachel. After enjoying several years living in South Park, they choose to plant roots and start their family in Cornelius. Now they enjoy spending weekends on the waters of Lake Norman with their son Landon. They also enjoy cooking, traveling and all the outdoor activities that NC has to offer. Bobby is an active member and Chapter President of Business Networking International.
Jill Gaillard - Executive Assistant / Client Service
Jill joined Fulcrum in January of 2011 and immediately made a positive impact in our company. Her focus on client service, combined with her endless enthusiasm, organizational skills, and attention to details have made her an invaluable asset to the team. To some of our earliest clients, Jill is Fulcrum Capital Partners. A native of New Jersey, Jill and her husband Ted moved to Lake Norman over 30 years ago to raise their children Kyle and Jenna, who are now back in Lake Norman raising families of their own! In her free time, she enjoys being a Grandma, traveling, spending time at the beach and with her family.
Kelly Moran-Higgins - Client Service
Many of you may already know Kelly as Rob’s (much) better half. Kelly is also a Nurse Practitioner specializing in Palliative Medicine and works part-time for Atrium Health in Charlotte. During a conversation about returning to full-time as the girls began leaving the nest, Rob suggested Kelly come help out at the office. She quickly realized how rewarding it is to help people in a very different way than she does as at the hospital, and she continues to pick up more responsibilities. The care, thoughtfulness, and attention to details that Kelly bring to every client interaction is a sterling example of the culture we value at Fulcrum Capital Partners. Fun facts: Kelly earned her nursing degree from East Carolina and her master’s from Georgetown. She played field hockey and softball as a HS athlete, and once threw a no-hitter!
Cecily Higgins - Financial Services Intern / Client Service
Cecily now attends Auburn University full-time and is working toward her nursing degree. She spends her summers working at Fulcrum to earn money for college. She is gaining experience in every aspect of the business. She is also involved in one of our current technology initiatives - digitizing the office to go "paperless".